Thanks to APRA, it's about to become harder to get a mortgage. Here's why

Written by The Conversation

On Wednesday the Australian Prudential Regulation Authority wrote to each of Australia’s home lenders asking them to make it just a little bit harder for Australians to get mortgage.

The letter, addressed to so-called authorised deposit-taking institutions, asked them to adopt a serviceability buffer “at least 3.0 percentage points over...

More Articles ...

Why Businesses Rely On Accountants in Melbourne For Financial Success

Managing finances effectively is essential for individuals, business owners, investors, and growing organisations. Financial decisions influence profitability, compliance, cash flow, and long-term wealth creation, making professional financial guidance an important part of successful planning. Many individuals and businesses choose to... Read more

Practical Ways to Help Reduce the Risk of Costly Business Disputes
Business disputes have a way of draining time, money and energy that could be better spent running your operation. While not every disagreement can be prevented, many disputes stem from…
Mining Hose Durability and Why It Matters in Heavy-Duty Operations
A reliable mining hose is crucial for mining companies that need efficient and uninterrupted transportation of slurry, water, tailings, and abrasive materials. In demanding mining environments, equipment is exposed to constant…

Executive Recruitment And The Value Of Executive Recruitment Agencies In Modern Hiring
Finding the right leadership talent is one of the most important decisions an organisation can make. Strong leaders influence company culture, business performance, strategic direction, and long-term growth. As competition…
Why Shopify Web Development Is Important For Modern Online Stores
A successful online store requires more than attractive product images and basic functionality. Businesses need websites that load quickly, provide smooth navigation, and create a reliable shopping experience across all…

Medical Employment Agencies And Their Contribution To Healthcare Staffing Success
The healthcare industry depends on highly skilled professionals who provide essential services across hospitals, medical centres, aged care facilities, community health organisations, and specialist clinics. As demand for healthcare services…
Commercial Leasing Mistakes That Can Cost Your Business
Signing a commercial lease is a significant commitment, and the mistakes made at the outset of a tenancy can follow a business for the entire duration of the agreement. Many…

Why Commercial Waste Management Is Important For Modern Businesses
Businesses across many industries generate large amounts of waste every day through operations, packaging, manufacturing, customer activity, and general workplace use. Many organisations now depend on professional commercial waste management services…
Using Headless CMS to Deliver Personalized Follow-Up Content After Lead Engagement
Lead engagement is one of the most important moments in the sales and marketing journey. When a prospect downloads a guide, fills out a form, attends a webinar, clicks on…

Prev Next

How to Build a More Cost-Effective Technology Investment Strategy
Technology budgets in large organisations rarely fail because of a single poor decision. They erode through renewals approved w…
Why Businesses Rely On Accountants in Melbourne For Financial Success
Managing finances effectively is essential for individuals, business owners, investors, and growing organisations. Financial de…
Practical Ways to Help Reduce the Risk of Costly Business Disputes
Business disputes have a way of draining time, money and energy that could be better spent running your operation. While not ev…
Mining Hose Durability and Why It Matters in Heavy-Duty Operations
A reliable mining hose is crucial for mining companies that need efficient and uninterrupted transportation of slurry, water, …
Executive Recruitment And The Value Of Executive Recruitment Agencies In Modern Hiring
Finding the right leadership talent is one of the most important decisions an organisation can make. Strong leaders influence c…
Why Shopify Web Development Is Important For Modern Online Stores
A successful online store requires more than attractive product images and basic functionality. Businesses need websites that l…

Rising rents and ‘death taxes’: why wild claims after the budget don’t actually make sense
For policy nerds like me, the week after the federal budget usually brings some much-needed quiet. After months of speculation an…
This little-known scheme can help first home buyers save thousands more for a deposit, with less tax
Vitaly Gariev/UnsplashSaving for a first home is already hard enough. So when a federal budget change appears to make some popula…
When AI giants go public, will ordinary investors know if they are along for the ride?
NurPhoto/Getty ImagesWe’ve heard a lot about the artificial intelligence (AI) boom and how enormous amounts of money are be…
‘Forever renting’ is common in New York, California and Europe. What lessons can we learn?
Alexander Spatari/GettyFor a growing swathe of Australians, “forever renting” has become the new norm. Renting is no …
15 Australian companies switched to a four-day work week. It went surprisingly well
In a 1930 essay, British economist John Maynard Keynes predicted that in 100 years time, technological advances would have displa…
Are this budget’s tax changes really an ‘assault on aspiration’?
With this year’s budget, the Albanese government has delivered a suite of bold tax reforms aimed at improving Australia&rsq…
Why Bluey coins are worth big ‘dollarbucks’ – far more than the silver they’re made from
Ludo StudioIf you tried to buy any of the new A$2 Bluey collectable coins online when they went up for sale earlier this month, y…
The tax changes in the budget only scratch the surface. Here are 4 reforms Australia needs next
Is Australia finally getting serious about tax reform, or just testing the waters?The 2026 federal budget makes some long-debated…
Businesses need more than generic chatbots to benefit from AI. Will this budget help?
Laura Ockel/UnsplashThis month’s federal budget made a familiar promise: artificial intelligence (AI) will help lift Austr…
Australia has had ‘game-changer’ budgets before. How does Chalmers’ stack up?
Of the many budgets delivered since the Second World War, four stand out as having ushered in or consolidated significant economi…
After an opaque summit, China and the US want to work together again. That might not be good news for…
Back in 2005, US economist Fred Bergsten coined the term “Group of 2” or “G2”, proposing a stronger partn…
Struggling to find an electrician or builder? 5 reasons for Australia’s tradie shortage
PixabayHave you recently tried to call a tradie for repairs or a renovation and had trouble finding one? As the federal budget on…
Why ‘greenhushing’ signals deeper issues with NZ’s climate risk reporting regime
Wanna Yossingkum/Getty ImagesMost of us are familiar with the concept of greenwashing: organisations exaggerating or overstating …

A Definitive Guide to Invisalign Sydney Braces
Are you tired of your misaligned teeth that are stopping you from smiling freely? Do you want to make your smile more beautiful a…
Some Interesting Facts About Automobiles Including the First Car Accident
There are a lot of fascinating facts lurking in the automotive world that you may not have heard before. Carrying a little kn…
Dust Suppression: What Is It and Why Is It Vital in Construction Sites?
Dust is one of the biggest hazards present in construction sites. The extraction, handling, and transfer of materials and …
How Headless CMS Enhances Responsive Design and Layout Flexibility
Image by freepik As digital technology continues to evolve at a breakneck pace, users expect much more from content than ever be…
Donald Trump has honored his promise to "Keep America Great"
As expected, President Trump is still in office and also as expected, Nancy Pelosi is not a very happy person. Like the Coyote …

Enjoy an Easter Break at the all-inclusive Tamassa Bel Ombre, Mauritius
Tamassa Bel Ombre, Mauritius is hopping into the Easter spirit with an exciting program of activities on Easter Sunday to put a…
How Downsizing to a Caravan Can Transform Your Lifestyle
If you’re curious about simplifying life while keeping the sense of adventure, caravan and camping sales offer an inviting ga…
Cool Places to Eat in Sydney
Sydney is a magnet for tourists. The visitors come from all parts of the world and throughout the year. This comes as no su…
Road Trip To Central NSW
One of the ultimate road-trips, heading inland from Sydney to Central NSW, must be on your bucket-list for a short break this A…
Crooked Compass Tours
Crooked Compass is challenging curious and sophisticated travellers to think differently about four destinations not commonly…

NewsServices.com

Content & Technology Connecting Global Audiences

More Information - Less Opinion