Deep in holiday debt? How to start repaying overdue credit and buy now, pay later bills

Written by The Conversation

Christmas lunch is over, all the presents are unwrapped. Now comes the hard part: paying for it all.

If you’re in that position, you’re not alone. Personal credit and charge-card balances racking up interest hit a four-year high of A$18.4 billion in September this year – even before the Black Friday and Christmas sales.

Last year,...

More Articles ...

Why Businesses Rely On Accountants in Melbourne For Financial Success

Managing finances effectively is essential for individuals, business owners, investors, and growing organisations. Financial decisions influence profitability, compliance, cash flow, and long-term wealth creation, making professional financial guidance an important part of successful planning. Many individuals and businesses choose to... Read more

Practical Ways to Help Reduce the Risk of Costly Business Disputes
Business disputes have a way of draining time, money and energy that could be better spent running your operation. While not every disagreement can be prevented, many disputes stem from…
Mining Hose Durability and Why It Matters in Heavy-Duty Operations
A reliable mining hose is crucial for mining companies that need efficient and uninterrupted transportation of slurry, water, tailings, and abrasive materials. In demanding mining environments, equipment is exposed to constant…

Executive Recruitment And The Value Of Executive Recruitment Agencies In Modern Hiring
Finding the right leadership talent is one of the most important decisions an organisation can make. Strong leaders influence company culture, business performance, strategic direction, and long-term growth. As competition…
Why Shopify Web Development Is Important For Modern Online Stores
A successful online store requires more than attractive product images and basic functionality. Businesses need websites that load quickly, provide smooth navigation, and create a reliable shopping experience across all…

Medical Employment Agencies And Their Contribution To Healthcare Staffing Success
The healthcare industry depends on highly skilled professionals who provide essential services across hospitals, medical centres, aged care facilities, community health organisations, and specialist clinics. As demand for healthcare services…
Commercial Leasing Mistakes That Can Cost Your Business
Signing a commercial lease is a significant commitment, and the mistakes made at the outset of a tenancy can follow a business for the entire duration of the agreement. Many…

Why Commercial Waste Management Is Important For Modern Businesses
Businesses across many industries generate large amounts of waste every day through operations, packaging, manufacturing, customer activity, and general workplace use. Many organisations now depend on professional commercial waste management services…
Using Headless CMS to Deliver Personalized Follow-Up Content After Lead Engagement
Lead engagement is one of the most important moments in the sales and marketing journey. When a prospect downloads a guide, fills out a form, attends a webinar, clicks on…

Prev Next

How to Build a More Cost-Effective Technology Investment Strategy
Technology budgets in large organisations rarely fail because of a single poor decision. They erode through renewals approved w…
Why Businesses Rely On Accountants in Melbourne For Financial Success
Managing finances effectively is essential for individuals, business owners, investors, and growing organisations. Financial de…
Practical Ways to Help Reduce the Risk of Costly Business Disputes
Business disputes have a way of draining time, money and energy that could be better spent running your operation. While not ev…
Mining Hose Durability and Why It Matters in Heavy-Duty Operations
A reliable mining hose is crucial for mining companies that need efficient and uninterrupted transportation of slurry, water, …
Executive Recruitment And The Value Of Executive Recruitment Agencies In Modern Hiring
Finding the right leadership talent is one of the most important decisions an organisation can make. Strong leaders influence c…
Why Shopify Web Development Is Important For Modern Online Stores
A successful online store requires more than attractive product images and basic functionality. Businesses need websites that l…

Rising rents and ‘death taxes’: why wild claims after the budget don’t actually make sense
For policy nerds like me, the week after the federal budget usually brings some much-needed quiet. After months of speculation an…
This little-known scheme can help first home buyers save thousands more for a deposit, with less tax
Vitaly Gariev/UnsplashSaving for a first home is already hard enough. So when a federal budget change appears to make some popula…
When AI giants go public, will ordinary investors know if they are along for the ride?
NurPhoto/Getty ImagesWe’ve heard a lot about the artificial intelligence (AI) boom and how enormous amounts of money are be…
‘Forever renting’ is common in New York, California and Europe. What lessons can we learn?
Alexander Spatari/GettyFor a growing swathe of Australians, “forever renting” has become the new norm. Renting is no …
15 Australian companies switched to a four-day work week. It went surprisingly well
In a 1930 essay, British economist John Maynard Keynes predicted that in 100 years time, technological advances would have displa…
Are this budget’s tax changes really an ‘assault on aspiration’?
With this year’s budget, the Albanese government has delivered a suite of bold tax reforms aimed at improving Australia&rsq…
Why Bluey coins are worth big ‘dollarbucks’ – far more than the silver they’re made from
Ludo StudioIf you tried to buy any of the new A$2 Bluey collectable coins online when they went up for sale earlier this month, y…
The tax changes in the budget only scratch the surface. Here are 4 reforms Australia needs next
Is Australia finally getting serious about tax reform, or just testing the waters?The 2026 federal budget makes some long-debated…
Businesses need more than generic chatbots to benefit from AI. Will this budget help?
Laura Ockel/UnsplashThis month’s federal budget made a familiar promise: artificial intelligence (AI) will help lift Austr…
Australia has had ‘game-changer’ budgets before. How does Chalmers’ stack up?
Of the many budgets delivered since the Second World War, four stand out as having ushered in or consolidated significant economi…
After an opaque summit, China and the US want to work together again. That might not be good news for…
Back in 2005, US economist Fred Bergsten coined the term “Group of 2” or “G2”, proposing a stronger partn…
Struggling to find an electrician or builder? 5 reasons for Australia’s tradie shortage
PixabayHave you recently tried to call a tradie for repairs or a renovation and had trouble finding one? As the federal budget on…
Why ‘greenhushing’ signals deeper issues with NZ’s climate risk reporting regime
Wanna Yossingkum/Getty ImagesMost of us are familiar with the concept of greenwashing: organisations exaggerating or overstating …

Doctor shares how we can strengthen our immunity in the eye of the Coronavirus
There is really no need to panic. Keeping ourselves healthy in an epidemic. Although the Coronavirus is a new virus …
Beyond Excellence: Where the Best Cosmetic Dentist Meets Affordable Dental Implants in Perth
Introduction Perth, the gem of Western Australia, is not only renowned for its stunning landscapes but also for its commitment…
Top Ways to Advertise Your Business Online For Free
For many business owners, the word “marketing” comes as a headache because they believe it is very costly. However, the t…
5 Reasons to Invest in Roller Shutters for Your Business
Business owners have a lot to think about – from products and services to marketing and sales. It’s no wonder that security…
Best Apps and Tech Tools for Sailors: Navigating the Digital Seas
Whether you're a seasoned sailor or just dipping your toes into life on the water, the right tech can make a world of differenc…

Choosing Your Dream Getaway: Decoding the Types of Accommodation Packages
Welcome to the world of accommodation packages where the options are endless and the possibilities are limitless. Planning a va…
Gold Coast Events
Every Epic Gold Coast Event to Pencil Into Your 2020 Diary There are many reasons that the Gold Coast has established it…
How Downsizing to a Caravan Can Transform Your Lifestyle
If you’re curious about simplifying life while keeping the sense of adventure, caravan and camping sales offer an inviting ga…
Gympie 4WD Spares and Sunshine Coast 4WD Wreckers: Queensland Regional Excellence
The thriving 4WD scene in Queensland's southeast relies heavily on specialists like Gympie 4WD spares and Sunshine Coast 4WD wr…
Denver daily private tours
Have your forces left you and your life brings you only difficulties from constant worries? Has your ability to work decreased fr…

NewsServices.com

Content & Technology Connecting Global Audiences

More Information - Less Opinion